Financing Your Fence or Deck Project
HOME IMPROVEMENT FINANCING TO FIT YOUR NEEDS
Service Finance Company Loan Program’s focus is simple – to help you create the fence or deck of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for your home improvement project.
WHAT IS A HOME IMPROVEMENT LOAN?
A home improvement loan is a personal loan used to pay for home repairs or renovation projects. We partner with Service Finance, and their loans range from $5k – $100K and they’re unsecured, which means that your house is not used as collateral to secure the loan.
Compared to a home equity loan (HELOC), which may only cover a handful of projects, a Service Finance Home Improvement Loan allows you to use the money for whatever your dream ho me demands. And while a HELOC can require an appraisal before you can get approved, a Service Finance Home Improvement Loan could get approved – and even funded – on the same day, with no appraisal required.
BENEFITS OF FINANCING
- Loan Amounts up to $100,000
- No Equity Required
- Unsecured
- No Proof of Income Under $20,000
- Fast, Secure, Paperless Process
- Options for Most Credit Levels
PERSONAL LOANS VS CREDIT CARDS
Credit cards typically have high interest rates. Home improvement loan rates tend to be lower, making monthly payments more manageable or saving money from interest accrual over the lifetime of the debt.
- APR range
- Annual Fee
- Interest
- Limit
- Risks Home as Collateral
- Reduces Home Equity
- Fixed personal loan rates range from 6.99% APR to 22.23% APR
- No Fee
- Fixed
- $5.000-$100.000
- No
- No
- Varies
- Varies
- Variable
- Up to your home’s equity
- Yes
- Yes
- 12.00%-22.86%
- Up to $500
- Compounding
- Varies
- No
- No
FINANCING OPTIONS THROUGH FENCE & DECK CONNECTION
SHORT-TERM OPTIONS(Deferred Interest)
FINANCE | MIN. MONTHLY PAYMENT* |
$5,000 | Only $150 per month |
$10,000 | Only $300 per month |
$15,000 | Only $450 per month |
$30,000 | Only $900 per month |
LONG-TERM OPTIONS(Fixed Interest with Low Monthly Payments)
FINANCE | MIN. MONTHLY PAYMENT* |
$5,000 | Only $66 per month |
$10,000 | Only $132 per month |
$15,000 | Only $198 per month |
$30,000 | Only $396 per month |